> For the complete documentation index, see [llms.txt](https://docs.zetrix.com/en/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zetrix.com/en/developer-resources/agentic-wallet-x401.md).

# Agentic Wallet

Autonomous agents now transact on behalf of humans and organizations. Two questions must be answerable at the HTTP boundary, per request, without a human in the loop: **can you pay?** (x402) and **who authorized this, and are they allowed?** (x401). This paper specifies how the **Zetrix Agentic Wallet** implements x401 as a native capability, reusing the same wallet service that already speaks x402.

## How this documentation is organized

The paper is split into standalone topics so each section can be read, linked, and reviewed on its own:

* **Protocol**, [Motivation](/en/developer-resources/agentic-wallet/motivation.md), [Background](/en/developer-resources/agentic-wallet/background.md), and an [x401 vs. x402](/en/developer-resources/agentic-wallet/x401-vs-x402-at-a-glance.md) comparison.
* **Architecture**, [roles](/en/developer-resources/agentic-wallet/architecture/roles.md), [key terms](/en/developer-resources/agentic-wallet/architecture/key-terms.md), [component design](/en/developer-resources/agentic-wallet/architecture/component-design.md), and the [crypto split](/en/developer-resources/agentic-wallet/architecture/crypto-architecture-split.md).
* **Flows**, the [protocol flow](/en/developer-resources/agentic-wallet/protocol-flow.md) (messages, endpoints, POC payment) and the [message flows](/en/developer-resources/agentic-wallet/message-flows.md) (issuance, paid access, zero-knowledge proof).
* **Delivery**, the [implementation approach](/en/developer-resources/agentic-wallet/implementation-approach.md), [security considerations](/en/developer-resources/agentic-wallet/security-considerations.md), and [open items](/en/developer-resources/agentic-wallet/open-items-and-decisions.md).
* **Reference**, the [appendix](/en/developer-resources/agentic-wallet/appendix.md): endpoints, glossary, and source material.